For many years now EU citizens have been able to get public health insurance cover in all member states.
Matthew in Manchester contacted us to find out more. He asked: “I plan to go skiing in France. I have heard about a European health insurance card (EHIC). What is it for exactly?”
Euronews’ Toks Salako explains how the system works: “This card
facilitates healthcare services during a trip or a temporary stay in one
of the countries of the European Union, plus Switzerland, Norway,
Island and Lichtenstein.
“The card gives you access to medical treatment from state
healthcare providers, under the same conditions as people insured in
that country. Be aware that each country’s healthcare system is
different. Services that cost you nothing at home might not be free in
another country.
“This card is personal and free of charge. It is issued by your
national health insurance provider. Be careful to apply for it well in
advance. It should also be stressed that it only covers the necessary
and “unexpected” care. It does not cover your costs if you are
travelling for the express purpose of obtaining medical treatment.
“And it must also be underlined that it is not an alternative to
travel insurance. It will not cover any medical private healthcare or
costs, such as mountain rescue in ski resorts, or being flown back to
your country.
“For more information about what is covered in each country, a specific smartphone app is available”.
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